Are you ready to upgrade, downsize, just look for a better Home loan deal, or even purchase an investment property? Whatever your goals, we would love to help.
Australian Mortgage Brokers now arrange around 60% of all Home Loans in Australia. Here is why.
Ease & Convenience – We know most people are busy, we work with you in a way that is convenient for you. We are flexible. We can chat on the phone, meet you at a time that works for you and do a great deal of the process online. In most instances we are also available after hours or on weekends.
Experience – Exceed Mortgage Brokers have a wealth of experience, not just with one Lender, but with many. They are Product Specialists who are researching day in and day out looking for the best deals, they know current policy and what to expect from each Prospective Lender.
Facts – We are living in very strange times and there has been a lot of confusion in the community about what this means for Home Loan applications. Talk to us so we can clear that up and provide you with the facts about any changes and make it easier for you to make an informed decision.
Simplicity – We do the research for you. We carry out a detailed needs analysis with you to ensure we know exactly what your goals are and what is important to you in a Home Loan. Basically, we do the leg work, so you don’t have to.
Choice – Your Bank, even if they are a great Bank, can only offer you the best of what they have available; an expert Exceed Mortgage Broker can look across a whole panel at around 40 lenders and hundreds of products to ensure you get a great deal that suits your goals and suits your situation. It isn’t just about the interest rate. We will look at all fees, overall costs as well as features that will make it easier for you to pay off your mortgage sooner.
Available – We are here for you. You can call, email or even text if you have a question, knowing there is someone on your team to quickly answer a question or assist you to liaise with your Real Estate agent or Conveyancer.
Expert Advice – If you go directly to a Bank, you may find that your situation does not fit their policy, sometimes not until after an application has been made and an enquiry lodged against your credit file. An experienced Mortgage Broker does all the research upfront making sure they are aware of the current credit policy for each lender and product so there are no surprises. An Exceed Mortgage Broker will put you first, looking at every detail to be as certain as possible that the Lender and the product works for you. We value your credit rating and will do our best to protect it.
Education –Along the way we will gladly share our knowledge of how it all works, what the Lender is looking for, how to deal with other Professionals, what questions to ask and what to look out for, from start to finish. We will provide you with free property reports from RP Data so you can purchase with confidence.
Service – We do not advertise, we haven’t needed to. We have built a substantial and very successful business over 8 years based purely on service. We want you to stay with us and be a client for life and send along your family and friends who need assistance too.
Ongoing support – We will review your Home Loan every year to ensure the product is still working for you. We can even negotiate with the Lender on your behalf for a rate review as rates change. You can call us anytime you have a new goal or a change of direction. We will be there ready to provide you with the information you need. What are you waiting for, give us a call. 😊